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Unibank has made a decision to concede penalties and penalties imposed on the bank’s off-balance sheet loans issued to its customers, which include 271 days and more overdue loans as of May 31, 2018, calculated at the bank’s off-balance sheet. In order to organize the process, the mentioned borrowers need to apply to the head office or any branch of the bank within a short period of time and submit a relevant application according to which the bank will pay penalties and penalties and will set a new repayment schedule for the loan balance and interests. This approach to all customers will enable them to recover their credit history and to use new loans in the future. Despite the Tax Code Unibank is guided by the principle of maximizing the interests of its customers and the need to stimulate entrepreneurship, is willing to carry out credit restructuring for individual entrepreneurs and SMEs by setting up a more flexible repayment schedule in line with their business peculiarities and seasonality. “Unibank carries out such a pro-money policy for many years. We welcome the Government’s implementation of legislative amendments as it has enabled the bank to further expand this approach and to make it larger, with the release of penalties and penalties over the years.We estimate that the amount to be repaid by the bank will make about 1.5 billion AMD, thanks to which our customers will be able to create a new payment schedule and later to lend to problems without any problems, “said Unibank Deputy Chairman of the Board, Legal Service and Overdue Liability Dir








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